This 14k gold diamond ring is prong set with 3 round diamonds. The total diamond weight is 0.25 cts. The diamonds are HI color and I1 clarity.

Rating: (out of 8 reviews)

List Price: $ 799.00

Price: $ 249.00

14K White Gold Round 3 Stone Blue Diamond & White Diamond Ring (1/2 ctw) – Size 8.5

This 14k gold diamond ring is prong set with 1 round blue diamond and 2 round white diamonds. The total carat weight is 0.50 cts. The diamonds are blue color and VS clarity.

If this ring is not immediately available, you will be contacted with 48 business hours with other options.

Rating: (out of 13 reviews)

List Price: $ 2,159.00

Price: $ 249.00

US $69.99 (0 Bid) End Date: Thursday Feb-09-2012 8:34:58 PST Buy It Now for only: US $79.99 Bid now | Buy it now | Add to watch list

US $1,898.28 End Date: Thursday Feb-09-2012 8:34:59 PST Buy It Now for only: US $1,898.28 Buy it now | Add to watch list

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Though there are many options available for the couples, but diamond solitaire engagement rings are still the preferred choices of many couples due to the elegance and simplicity associated with the rings. If you also think of going for the option, then make sure that you have first gone through all its aspects so that the purchasing is more informed and wiser.

The uniqueness and simplicity of these rings is well known amongst the jewelry buyers. There is only one diamond placed on the top of the ring, so that the stone is clearly visible. Since there are no other stones studded on the surface of the ring, the solitaire diamond gets all the attention of the onlookers.

Another feature of diamond solitaire engagement rings is that the precious stone gleams with maximum fire and brilliance. However, you must be particular in choosing a perfect setting for the precious stone.

First choose a loose diamond of adequate size. It is advisable to select a larger diamond so that it dominates over the ring even more. However, you can pick up a smaller stone as well and then set in such a way that it appears comparatively larger.

As far as shape of solitaires is concerned, round is the popular shape for the diamond. Other shapes like marquise, emerald, pear and oval are also preferred and can appear larger on the diamond engagement rings.

When picking up a right setting for the precious stone, you are given many choices. Prong setting is usually the choice of the couples when they go shopping for the solitaires. This is because prongs push up the gem way above the ring surface. This helps in making the stone stand alone and apart from any other embellishment on the ring. But other settings such as bezel, flush and tension are also the choices that the couples can make.

Do not forget to judge the diamond for its quality before purchasing it. The diamond must be purchased only after ensuring its good quality of color, cut, clarity and carat weight must also be known to the buyers. If budget is the main concern, then these parameters can be relaxed a little. Yet, the brilliance of diamond solitaire engagement rings is not reduced much. For instance, the gems with little flaws, which are invisible, can be purchased at lower costs without any reduction of the fire and brilliance of the stone.

The overall cost of these rings remains affordable for most of the couples because there is one diamond to be purchased. Moreover, the couples can reduce the cost on other features like settings and the metal bands also.

In the end, it can be said that these rings are popular because of their unique feature and affordability. But search the online market extensively for suitable diamond solitaire engagement rings.

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Diamonds can add that final touch to any look; they add a little sparkle, shine, and glitz. The truth is that even a small diamond can add that attention-grabbing bling to our overall look.

Diamonds come in various shapes and sizes. Additionally, diamonds are available in some wonderful colors, such as chocolate, blue, yellow, and champagne. It really does seem that this wonderful stone has something to offer every taste, personality, and even every budget.

Diamonds can be found cut in the shape of a heart, or a triangle, or the more traditional shapes of squares, rounds, pear, and marquis. The actual quality of a diamond refers to the four “C’s” of diamonds; the cut, clarity, color, and carat weight.

The term ‘cut’ refers to the reflective quality of the diamond. The very best or highest grade for a diamond cut is ‘ideal’, followed by ‘premium’, then ‘very good’, ‘good’, ‘fair’, and ‘poor’.

Clarity refers to the flaws or the lack of flaws in the diamond. A low grade diamond will have visible flaws or blemishes. As you move up in the quality of diamond clarity there are diamonds that have flaws that are invisible to the naked eye. These diamonds are more costly. Flawless diamonds are very rare and are therefore very expensive.

The third ‘C’, the color quality, is used only for white diamonds. And in the case of white diamonds, the more colorless the diamond is the more valuable it is. This is because the more colorless a diamond is the greater brilliance it can display in terms of sparkle and shine.

Carat weight can be associated with the size and roughly associated with the value of the diamond. However, given the other factors that must be considered it is easy to see that even a small diamond can be very valuable. On the other hand, size alone does not justify a huge price. Being armed with information about the “C’s” of diamonds can be a real advantage to consumers.

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Diamond Solitaire Rings

Receiving a diamond ring from your fiancé can be one of the most memorable times of a person’s life. Nothing could be more special than receiving a quality diamond solitaire ring from the New York City Diamond District. At Diamondsolitairerings.org, we strive to provide the consumer with a quality solitaire diamond at bargain prices.

While Deals4Diamonds.com can guarantee the quality upon receipt, we cannot protect the diamond from loss, theft, or damage once it is in the purchaser’s possession. It is imperative to protect your purchase with a comprehensive insurance policy in the event of such occurrence.

When purchasing insurance, the individual must consider several factors. Most consumers opt to list their diamond ring as a personal articles item on your Homeowner’s policy or Renter’s policy. This is probably a more economical solution as typically discounts are offered and the increase is in price is often negligible. With this solution, the diamond ring will be covered if a catastrophic event occurs within the home, but one must also inquire if the ring is covered in the event of loss or damage outside of the home.

The purchaser can choose from three types of diamond ring insurance: agreed value, replacement value, and actual cash value.

Agreed Value

If you choose this option, you and the insurer will establish a predetermined amount to insure the diamond for in the event of loss, theft, or damage. This method does not account for inflation or market values at the time of loss. This policy type is typically more expensive and is typically used for family heirlooms where sentimental value is associated with the ring and cannot be assessed through appraisal.

Replacement Value

This option typically requires an appraisal from an independent source or an appraisal accompanying the diamond. To appropriately evaluate a diamond, market level must be determined. Factors that affect market level are the article’s age, condition, quality, intrinsic content, aesthetic appeal, provenance, current fashion trends, period of manufacturing, etc. Additionally, the four C’s play a crucial role: Carat, Clarity, Cut, and Color.

There are three types of replacement options to be considered in a replacement value policy:

Replacement Cost (NEW)

This is the cost associated with replacing the appraised item with new materials of like kind, quality, and similar utility, at current market prices.

Replacement Cost with a Comparable Item

The is the cost necessary to replace the appraised item with an item that is similar piece of like kind, quality, condition, and similar utility, but not an exact duplicate.

Reproduction Cost (NEW)

Reproduction Cost is the cost of reproducing a duplicate of the appraised item using the same construction techniques, design, and materials.

To determine value for insurance, each of these factors are typically considered in an independent appraisal by a Master Gemologist that appraises the article according to the grading nomenclature of the Gemological Institute of America (GIA).

Actual Cash Value

This type of insurance covers according to the current market rates which cannot be predetermined before loss. With this type of insurance, depreciation is taken into account and is subtracted from the original value each year that the ring are insured. So, if the rates are low at the time of loss you may receive a cash value for the ring that is actually less than the original purchase price. Therefore you may not be able to obtain a ring of equal carat, clarity, cut, and color for the cash redeemed.

Inflation and sentimental value should also be considered when purchasing insurance because you would not want to underestimate the cost of the diamond that you are purchasing.

Insurance rates and prices vary from company to company and state to state, depending upon various risk factors of the areas, such as the amount of theft in the primary area insured, etc. However, as a general rule of thumb, one should expect to spend $10 dollars for every $1000 dollars insured. For example, a diamond solitaire ring appraised at $10,000 will often cost $100 dollars or slightly more per year to insure depending upon the company and area. Discounts are typically available for multiple policy holders.

Questions to ask insurers:

Where is my diamond ring covered? If the loss occurs outside of my primary residence will the diamond be covered?

Are there deductibles associated with damage claims?

Am I limited to certain gemologists when obtaining an appraisal?

Are there any reasons my ring would not be covered for accidental loss, theft, or damage?

Are there any restrictions upon how long I can have the policy before reporting a claims? For example, if the policy is purchased today and accidental loss occurs the next day, will the diamond ring be covered?

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